The paper hasn't been converted yet (but don't worry. we're working on it).
We'll publish it real soon, In the meanwhile, you can download it below:
If this seems to be taking longer than usual,it's probably our fault.
Please let us know simply by clicking here, and we'll take it from there.
Authors: K.G.Karmakar, G. S. Mehta,S.K.Ghosh
Description:
The paper reviews the status of coastal small scale fisheries sector in South Asian countries including India, Bangladesh and Sri Lanka with special focus on women. Fisher folk have always been very poor and amongst the most marginalized communities, often exploited by middlemen and merchants. Middlemen have control over credit and fish marketing, which drains away the surplus generated and often make them indebted. Microfinance can make a difference in the life of coastal small scale fishermen and small scale aquaculturists. Though there is lack of data, the paper attempts to quantify the credit gap after estimating the present level of demand flow etc. The details of various models by intermediary people’s organizations such as SIFFS, DHAN Foundation, Bangladesh Grameen Bank model, NCDC model and Matsyafed model are discussed in detail. In the absence of adequate institutional credit, the fisher folk’s only recourse is the informal credit system for which the fishermen have to pay a heavy price in terms of high interest outgo as well as selling the prime quality catch at a predetermined rate that may be half the market price. It is in this background the microfinance services extended by Bangladesh Grameen Bank in general and the integrated microfinance program extended by SIFFS to the sector appear to be noteworthy. The role of women and the difficulties faced, are analyzed. The study also points out the need for financial inclusion of the fish workers in South Asia.
Paper Type: Article
Copyright: © All rights reserved
