Free Samples of an Expertly-Crafted Essay On Finance - Page 2

Analysis of the banking systems of different countries shows that, in parallel with the development of the universalization of the growing trend towards specialization of commercial banks. In countries with developed market economies, including those which have a universal structure of the credit system, important places (despite a slight decline in their number) occupy specialized banks. Of these, the most interesting are the investment banks and credit institutions with specific tasks associated with the implementation of national interests.
It is considered that the investment banks emerged in the early 20th century, but the company, which they were later appeared Continue reading...

Part 1 Introduction and Regulatory Challenges

The chain of recent financial and economic crisis has forced governments to implement new liquidity and regulatory requirements for the banking system. Authorities aim to make financial institutions more stable and accountable for their actions. Thus, according to Basel III, they require financial institutions to have a sufficient capital level in order to cover the major part of the costs and reduce risks. Basel III is an international law, which is called to regulate standards of the capital adequacy, stress testing and market liquidity of the financial institutions of all the members of the Basel Committee on Banking Supervision.
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BUSINESS FUNDING OPTIONS IN DIFFERENT COUNTRIES

Over the course of the past several decades, small- and medium-scale enterprise (SME) finance has grown from being somewhat esoteric offshoot of microfinance to a mainstay of the development profession. This progress has been accompanied by a certain degree of professionalization as well as a certain degree of academic interest, although most of the latter remains focused on microfinance, which, differs in its very nature from SME finance. (Munro)
In forums devoted to discussion of SME finance topics, one finds participants with backgrounds in both developed and developing economies. Even in developed economies, certain sectors depend upon SMEs to Continue reading...

Executive Summary

The report discusses the financial standing of Marriot International, one of the largest hotel chains in the world, for the year 2013. To achieve a comprehensive analysis, we converted the raw financial numbers into meaningful items using the tool of ratio analysis, which were then compared with the industrial averages. Our analysis indicated that the company is earning sustainable profit margins of 4.21%, while the industry is running into losses. Another financial metric that went in favor of the company was its efficiency in using the asset base and generating profit from it. Important to note, both the ROA Continue reading...

Introduction

As the business activities are expanding all across the globe, managers find it difficult to surpass the intense competition in the global marketplace. One of the pressures they face these days is the manner in which they communicate the business’ financial performance through the different statements they prepare. This is normally true for financial and accounting managers who are required to report the business activities while complying with global reporting standards.
Different users of financial statements of an organization include different stakeholders like investor (both existing and potential), financial institutions, government entities, suppliers/vendors, general public and competitors . They use Continue reading...

International Economics

Introduction
The process of globalization appeared to be permanently growing today; it is significant to be aware of what its major factors are and how they impact the development of the worlds’ economy.
The key filed of financial globalization is the international economic framework (economy), i.e. international marketing; such processes as, for instance, the exchange and consumption provided by the companies in their internal economies and in the global market. As a consequence of the financial globalization, the capital obtained the considerable flexibility, looking for the most appropriate and beneficial possibilities. The process of financial globalization has increased the Continue reading...

The Profile of the Investor for Whom This Company May Be a Fit 3

Financial Performance Analysis through Ratios and the Risk Level Determination 4
Liquidity/Financial Health 5
Current Ratio 5
Quick or Acid-Test Ratio 6
Efficiency Ratios 7
Days Sales Outstanding 8
Days in Inventory Ratio 8
Payables Period 9
Cash Conversion Cycle 10
Conclusion and Recommendations of the Stock as an Investment Opportunity 10

References 13

Financial Research Report – Financial Performance Analysis of Apple Inc
Business Overview of U.S. Publicly Traded Company and the Reason for Selection
As an American multinational corporation, Apple Inc. was founded in 1976 by Steve Jobs, Steve Wozniak and Ronald Wayne with headquarter in Cupertino, California, United States. Continue reading...

Abstract

In the corporate world, organizations need an effective human capital management. The human capital is significant in the increasing trend in the global market. Countries like Malaysia and Singapore are very competent in their performances with high productivity in the products and services they offer. The human capital development and proper motivation are necessary strategies to solve issues in the organizations. The common issue in the organization is about motivation. Different theories of employee motivation are discussed and explained properly to provide credible information. Effective leaders have provided strategies to solve and develop the motivational issues in the organization. Continue reading...

Financial markets and institutions

Introduction
In economics, there is one assumption which is considered when analysing markets. This is the assumption that the market has perfect information. However, this is not always the case. Most markets do not have perfect information because it is impossible for consumers to have all information regarding transactions. Since perfect information is not possible in real world, economists have other means of studying markets with imperfect information. This study is known as information asymmetry. Information asymmetry arises when one person has less information concerning a transaction. The study of information asymmetry gives rise to “market for lemons” where Continue reading...

Executive Summary

The whole purpose of this document can be expressed in one line: To create the financial analysis of Wyndham Worldwide Corporation and its importance in the decision-making level at the Company. Financial ratios have been taken as the majors sources of financial data for the Company. The ratios indicate that the Company has been growing at a healthy rate over the years and given the strategies adopted by the Company, the rise is bound to continue.

Introduction

The aim of this report is mainly to understand the financials of a Company, operating in the service sector. The concerned and most Continue reading...