Free Essays on Liquidity to Get Inspired & Learn by Example

The Profile of the Investor for Whom This Company May Be a Fit 3

Financial Performance Analysis through Ratios and the Risk Level Determination 4
Liquidity/Financial Health 5
Current Ratio 5
Quick or Acid-Test Ratio 6
Efficiency Ratios 7
Days Sales Outstanding 8
Days in Inventory Ratio 8
Payables Period 9
Cash Conversion Cycle 10
Conclusion and Recommendations of the Stock as an Investment Opportunity 10

References 13

Financial Research Report – Financial Performance Analysis of Apple Inc
Business Overview of U.S. Publicly Traded Company and the Reason for Selection
As an American multinational corporation, Apple Inc. was founded in 1976 by Steve Jobs, Steve Wozniak and Ronald Wayne with headquarter in Cupertino, California, United States. Continue reading...

Part 1 Introduction and Regulatory Challenges

The chain of recent financial and economic crisis has forced governments to implement new liquidity and regulatory requirements for the banking system. Authorities aim to make financial institutions more stable and accountable for their actions. Thus, according to Basel III, they require financial institutions to have a sufficient capital level in order to cover the major part of the costs and reduce risks. Basel III is an international law, which is called to regulate standards of the capital adequacy, stress testing and market liquidity of the financial institutions of all the members of the Basel Committee on Banking Supervision.
Continue reading...

Assignment 1: Financial Research Report (Financial Analysis of Procter & Gamble Co.)

Assignment 1: Financial Research Report (Financial Analysis of Procter & Gamble Co.)

Introduction to Procter & Gamble Company

On October 31, 1837, about more than 177 years ago, Procter & Gamble Company was founded by William Procter and James Gamble . Traded as a public company in New York Stock Exchange (NYSE), Procter & Gamble has headquarters located in Cincinnati, Ohio, United States. Operating in a consumer goods industry, this company serves the worldwide customer base (except in Cuba) where its key competitors include Johnson & Johnson, Kimberly-Clark Corporation and Unilever.

In 2014, Procter & Gamble Company reported sales revenue of $83.1 billion earned from five business segments and a product Continue reading...

Background of the Public Organization chosen for Analysis – Target Corporation

In 1902, as an American retail company, Target Corporation was founded with headquarter in Minneapolis, Minnesota. After Wal-Mart Stores Inc, Target Corporation is the next discount retail business all across the United States of America possessing the thirty sixth rank on the Fortune 500. The very first store of Target Corporation commenced its operations in 1962 in Roseville, Minnesota. Eventually, the company grew and became one of the largest divisions of Dayton Hudson Corporation and was renamed, in August 2000, as Target Corporation. Target Corporation is one of the competitive components of Standard & Poor's (S&P) 500 indexes.
Traded as Continue reading...

Introduction

The financial crisis of 2008 has ignited talks about the role securitization in the economy, which was once a latent subject. The recessionary impact felt in many countries during this period witnessed the collapse of banks, loans getting bad on large scale and owners of securitized securities taking a big hit. This leads to the debate on the effectiveness and limitations of the securitization process on the economic growth of a nation. The paper aims to discuss the role of securitization in the economy.
The paper is divided into five sections. The first section attempts to understand the meaning Continue reading...

Section A:

Cash is Key-An introduction
If ‘’ Cash is key’’ or if the profit is, this shall be the most debated question in every corporate book or discussion. It is undisputable that each of them has their own utility and no matter if the company is large-cap stock or small-cap, the long-term objective is the maximum profit only. Said in a different manner, whenever a business unit is start-up, the entrepreneur calculates his input cost, the selling cost and what will be the difference, i.e. the profit he will earn. Thus, every business house is genetically trained to think of profit Continue reading...

Financial Analysis: General Dynamic Land Systems

About the report
In this report, we will be putting the raw financial data of General Dynamic Land Systems(GDLS) to unearth the financial performance of the company over the period of past two years, i.e. 2013 and 2014. For this purpose, we will be using the tool of ratio analysis, where multiple ratio sections, i.e. Liquidity Ratios, Profitability Ratios, Solvency Ratios, Efficiency Ratios and Market Ratios will be used to determine the investment opportunity in the stock. In addition, all the ratio calculations will be made using the excel functions, however, any assumptions related to calculation of ratios Continue reading...

About the report

In this report, we will analyze the financial standing of two giant oil companies in the United States, Exxon Mobil and Chevron Corporation for the fiscal year, 2013 and 2014. During the times, when crude oil prices are tumbling down, we believe that carrying out the financial analysis in this industry will be an interesting subject and will also provide a deep insight into the historical trends in these companies.
While we plan to conduct the analysis using the tool of ratio analysis, however, in order to arrive at a comprehensive conclusion, we will be using multiple ratio sections, Continue reading...

Analysis of Financial Statements of JCDecaux

Introduction
The attached financial statements communicate financial information about JC Decaux, one of the world leaders in the outdoor advertising. The company is listed on Euronext stock exchange and has numerous shareholders requiring periodic information to evaluate the economic situation and performance of the company (Elliott and Elliott, 2009, p. 3). In their turn shareholders and analysts use the accounting information provided by the company for ratio analysis which is one of the main tools of financial analysis (Palepu et al, 2010, p. 205).
Analysis of ratios showing the past and present performance of the company helps assess effectiveness Continue reading...

Analysis of Liquidity Strength – Availability of Sufficient Cash Balances

Under this section, the liquidity strength of each public company will be analyzed (through current and quick ratios) to measure the ability to cover current or short-term liabilities through current assets in the event they are called back for payment by short-term creditors . For analysis, the following data is calculated from financial information of every business:

Analysis of Current Ratio

Quick or Acid-Test ratio Analysis
For a more detailed analysis, quick ratio (also known as acid-test ratio) is analyzed. This ratio is also called acid-test because it excludes those current assets from the calculation which cannot be easily converted to cash without slight Continue reading...