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Position and Recommendations in the Development of a Revised Loan Application Process

Position and Recommendations in the Development of a Revised Loan Application Process
Banks offering credit or loans to local community development projects should have specifically designed loan application process that caters to the public institutions’ needs. As such, the following loan application process is proposed to enable accommodating review of the community development plan:

Prepare an eligibility criteria for the applicant to enable understanding basic loan prerequisites and requirements for application ;

Determine the specific community development activities where funds would be earmarked to (Office of the Comptroller of the Currency, 2014);
Request for a business plan with the following major components: credit history, cash flow history, collateral, character, and compliance with loan documentation requirements ;

The loan documentation requirements should contain the following:

Last three ( Continue reading...

ANALYSIS ON COLLATERALIZED LOAN OBLIGATIONS AND ITS INFLUENCE ON THE ECONOMY

Financial institutions offer securities that are backed by a pool of debts mostly those that have low-interest rates. These financial products are called collateralized loan obligations (CLO). Collateralized loan obligations play an important role in influencing the economy. This is through the buying and selling of structured debt instruments by the investment banks and other financial institutions. The CLOs are popular since they can meet the desires of different investors in the economy. Both the conservative and high-risk investors are able to find the suitable debt for them since the tranches are tailored to meet their needs (Hunt 2002). Continue reading...

Question: You are a large cotton grower in any country other than Brazil or the US (pick your own country). Analyze the impact of the final settlement on your potential for economic growth. Consider both domestic and international factors.

Introduction:

The Brazil-U.S. cotton case began in the year 2002. However there were various other third party countries included in this case. These countries are Australia, Argentina, Benin, China, Canada, Chinese Taipei, Europe, India, New Zealand, Pakistan, Paraguay, Venezuela, Thailand and Japan. The final resolution took twelve years and was finally settled on October 1, 2014. This WTO dispute settlement case Continue reading...

Answer 1

Unless the truthfulness of the statement can be disputed, Malcolm Somebody cannot sue the newspaper company for defamation. The observations of Mason J in Mirror Newspapers Ltd v Harrison are pertinent in this regard.
In this case, the Daily Mirror reported the arrest and imminent charging of the plaintiff for bashing a Member of Parliament. The plaintiff sued, claiming that the article imputed that he was guilty of the bashing. The High Court held that the article was not capable of being understood as meaning that the plaintiff was guilty of (as opposed to had been charged with) the Continue reading...

(Professor/Instructor)

In 2002, Brazil-one of the major exporters of cotton to the global market-challenged particular policies of the United States cotton agenda. Two years later, a conflict resolution body of the World Trade Organization (WTO) ruled that the assailed provisions of the US cotton program regarding “support payments” and assurances, inclusive of payments to cotton manufacturers within the “marketing loan and counter-cyclical” programs as well as the “export credit guarantees of the GSM-102 agenda, were found to be incompatible with agreements committed to under the ambit of the WTO (Schnepf 1).
Cotton represents 0.2 percent of Brazil’s GDP; Continue reading...

[Student ID]

Organizational structure of HotelMania:

HotelMania is a business of booking hotel services. Our business is engaged in providing facility to the tourist and local people of the Kuwait. We will help people for booking hotels on their behalf they just have to contact with us and we will provide accommodation in best quality service hotels. We will also give some offers like free night stay and free dinner to our regular clients as discounts. The working style of the businesses depends upon actually on the type of organizational structure that the company has adopted. Organizational structure means the all the activities Continue reading...