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Introduction In a fast-developing and increasingly transparent world of banking regulations, the use of smart cards for cash payments has become an easier and safer method for securing the money and the time of the users by eliminating the risk of getting frustrated at the cash-deal counters. Banking industry takes the unlimited possibility of information technology to walk with the expectations of its dignified customers and make them comfortable with fixed credit facilities at their disposal through credit cards. However, the allotment of this facility to teenagers may bring adverse impact on the banks and societies Continue reading...