Free Essays on Bubble to Get Inspired & Learn by Example

Technology alters the experiences of people in many ways. The development of computers advances rapidly with great speed. The surplus of advancement in technology started the development of abacus that offered an easy way to solve mathematical problems. When internet started during the 90s, it was a simple device for academics and researchers as a commercial use. The evolution of World Wide Web happened at an exponential rate. The development and advancement of the dotcom transformed the business world as a way of communication and providing massive opportunities for sales and marketing departments. Unfortunately, there was mismanagement of the Continue reading...

[Subject/Course]
[Submission Date]
U.S. Housing Bubble Burst in 2008

Introduction

In December 2007, the world witnessed a great recession in the United States of America. According to the universal consensus, the credit crisis ensuing from the housing bubble burst was the major factor behind the origin of the said recession. Economists agree that there were a number of causes that led to the 2008 housing bubble burst in the United States of America. The combination of all the factors resulted in the complexity and extremity of the situation and made the consequential credit crisis more severe (Belsky 9).

How should Continue reading...

Finance

About Collateralized Loan Obligations (CLO)
The new financial instrument in the industry that is backed by the pool of debts that often constitutes low rated corporate loans. These securities are similar to Collateralized Debt Obligations except for the different type of underlying loans pooled against the security issue. CLO’s were created with the objective of lowering the cost of borrowing for the businesses and also to reduce the risk of banks as the risk associated with underlying loans are distributed amongst the investors.
CLO’s payments are also made in tranches which are also known as cash waterfalls Continue reading...

In recent years the real estate market has been tumultuous at best. The burst of the housing bubble in the mid-2000s wreaked havoc. Not only did it drag down the value of real estate, but it took the nation’s economy into the deepest recession we have seen since the great depression. As we look to the 2015 market and beyond, one can count on sales improving, and a mild rise in the number of Real Estate jobs available, but the market has a long way to go before it can be given a clean bill of health. Those Continue reading...

The Effects of the Economic Crises and Recessions on Russia’s GDP Growth Rate since the Past 25 Years

Introduction on Macroeconomic Indicators
There are many factors that an economist, analyst, or even business strategists can use to describe the relative health or status of a country’s economy. Some of the most commonly used economic indicators in assessing the current economic situation in a country include but may not be limited to the annual GDP growth rate (i.e. real, nominal, or on a per capita basis), the unemployment rate, the volatility indexes in the financial and commodities market, the debt to GDP ratio, and the outstanding monetary and fiscal policies in the national and international markets.
In Continue reading...

Descent into Depression

<Institution>
Descent into Depression
"A Failure of Capitalism: The Crisis of '08 and the Descent into Depression", a book by American judge Richard Posner, is a critique of institutions and a host of government policies that the author believes led to the financial crisis of 2008. The author criticizes and apportions most of the blame for the crisis to the capital system and on President George Bush's administration, who he says was greatly uninformed on economic matters. He also adds that the previous administration led by Bill Clinton set the stage for the impending financial crisis by championing Continue reading...

Essay # 1: Exploratory Essay

How does the ubiquitous social media contribute to the spread and magnification of anxiety in users’ personal and social lives? The question needs conscientious and urgent answering to determine if anxiety levels are alarming, and if so, to come up with counter measures. Ample evidence points to social media being responsible for several kinds of anxieties in users. The direct messages, indirect suggestions, and numbers that reveal ‘followers’ and ‘likes’, besides the advertisements and mass opinion that abound in that space make people compulsive and anxious users. People brood over a variety of things, both at personal and social Continue reading...

1. What was the role of increasing risk and banks in the development of recent financial crisis?
The banks have provided many agents in the economy with the large loans to purchase the expensive houses. Normally, the financial institutions have to make a serious analysis of the loan demands to make sure the creditor can repay the loan. The financial institutions have followed a marketing strategy and provided large funds to the people with the incomes not enough for repaying the credit. 2. What are sub-prime mortgages? What is their role in recent financial crisis?
The mortgage credit market Continue reading...

Fashion is a concept as old as the civilization itself. If earlier fashion could remain the same for thousands of years, over the past couple of centuries the pace of its cardinal changes have significantly accelerated. Nowadays, trends change every season, and they spread all over the world with the speed of the Internet. Over the last decades fashion has been democratized, and the main reason for that is the emergence of different gadgets, that made the rapid exchange of the information possible. And such a rapid exchange is carried out by fashion bloggers, people without any professional background Continue reading...

In his presentation of child mortality rate, world income distribution and Internet users (TED, 2006), Rosling re-examines how data on critical areas in question are misrepresented and emphasizes new data visualization strategies as essential to mine data meaningfully. By (re)visualizing data, Rosling sheds new light into interesting data and hence reimagining data as not only ends but means to further information and knowledge visualization (Chen et al., 2009). Two chart types are used by Rosling, i.e. bubble and gap charts, in order to represent child mortality rate and world income distribution, respectively. This paper aims, accordingly, to explore Continue reading...